Business Partners

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application. After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. Senior Loan Officer NMLS# 1612533 Cell: (757) 642-5078 Email Me 580 Lynnhaven Parkway, Suite 103 Virginia Beach, Virginia 23452

A strong and genuine belief providing our clients superior mortgage solutions combined with personal service at the local level and maintaining mutually beneficial relationships is what fuels this company. While many companies are downsizing, we are growing. Our dedication to serving our clients locally is the cornerstone of our business. That is why referrals from previous customers and local real estate professionals have always delivered and will continue to deliver the majority of our business. Low rates and fees through knowledge and technology We use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems we have taken the mystery out of approving and closing a home loan. Highest Quality Mortgage Services From mortgage processing and underwriting, to loan closing and funding, our expert mortgage staff will efficiently expedite your entire transaction. We'll keep you informed every step of the way. We're committed to building rewarding, long-term customer relationships. With that in mind, you'll receive the highest quality mortgage services. Meeting Every Challenge We rapidly respond to new opportunities made available in today's dynamic mortgage markets. As a result, the requirements of our mortgage customers are consistently met through mortgage underwriting flexibility and delivery of unique mortgage programs. We often identify niche mortgage programs that are essential to satisfying individual mortgage customer needs. Tidewater Mortgage Services, Inc. is licensed by the Virginia State Corporation Commission. MC-1206 NMLS #71158 www.nmlsconsumeraccess.org

TitleQuest and its affiliates have been providing comprehensive Residential and Commercial title insurance and closing services since 2001. Our highly experienced management team members have an average of 25 years experience in all facets of title insurance and settlements. The company has grown to be a leading title agency in Southern Virginia and Northeastern North Carolina. Whether you are a buyer, seller, realtor, lender, landlord or tenant, we have the services and insurance products you need. The purchase of real estate is an important investment for your family or business. However, unforeseen problems in the recorded history of your property could cause this important purchase to be lost or adversely affected. TitleQuest and its professional team members are proud to carry on the tradition of offering peace of mind to individuals and companies as they sell, purchase, refinance or lease real property.